Terms of Use

Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The materials contained in this web site are protected by applicable copyright and trade mark law. Collecting Wisdom subscribers have access to content not available to non-subscribing users. If you are a subscriber to the email or the website, you acknowledge that Collecting Wisdom will send emails containing content, offers, and other exclusive information. These offers can and will be sent via email, in addition to being posted on the Collecting Wisdom website. Collecting Wisdom will never sell, rent, or release your email (or name) to third parties, and provides no method to Internet “spammers” to obtain them. By unsubscribing, you are acknowledging that you will no longer have access to exclusive content and information.

Disclaimer
The materials on Collecting Wisdom’s web site are provided “as is”.  Collecting Wisdom makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Collecting Wisdom does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

Collecting Wisdom is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Limitations
In no event shall Collecting Wisdom or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Collecting Wisdom’s Internet site, even if Collecting Wisdom or a Collecting Wisdom authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata
The materials appearing on Collecting Wisdom’s web site could include technical, typographical, or photographic errors. Collecting Wisdom does not warrant that any of the materials on its web site are accurate, complete, or current. Collecting Wisdom may make changes to the materials contained on its web site at any time without notice. Collecting Wisdom does not, however, make any commitment to update the materials.

Links
Collecting Wisdom has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Collecting Wisdom of the site. Use of any such linked web site is at the user’s own risk.

Affiliate Disclaimer
Collecting Wisdom may have financial relationships with some of the merchants mentioned on the site and may be compensated if consumers utilize the links provided.

Terms of Use Modifications
Collecting Wisdom may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Privacy Policy
Your privacy is very important to us. Accordingly, we have developed this policy in order for you to understand how we collect, use, communicate, disclose and make use of personal information. The following outlines our privacy policy.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
We will only retain personal information as long as necessary for the fulfillment of those purposes.
We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
We will make readily available to customers information about our policies and practices relating to the management of personal information.
This site explicitly collects opt-in e-mail addresses and names. No personally identifying information is collected about you except when you specifically and knowingly provide it. We use email addresses and names to contact you periodically with information you have requested related to the content on this site. You may unsubscribe from our email list at any time using the link at the bottom of every email we send.

We value our own privacy and that of our users. Our intention and policy is never to release any personally identifying information to any outside organization, except in the event of the sale of our business to another party. We never share, rent, or sell email addresses or other specific, personal information about our users.

Due to errors or omissions, we cannot guarantee that personally identifying information will never be disclosed. Also, certain services used by this site may collect additional information, which is disclosed in their respective privacy policies.

Cookies may be used to store your personal preferences. Also, third parties may place and read cookies on your browser, or use web beacons to collect information as a result of ad serving on this website. If you choose to turn off or disable cookies, that may affect how you are able to interact with this site.


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