November 18, 2019

Why we bought a brand new car (JL Collins) – “Life choices are not always about the money, but you should always be clear about the money choice you are making.”


Remember when you wanted what you currently have? (Budgets are Sexy) – “Don’t stop striving, but remember you’re doing a lot better than you used to be.”


The greatest value investment of all time (Eight Fat Swine) – There is one value investment that generates massive gains while remaining immune to market cycles, bubbles, fads, crashes, rates or the economy…

November 15, 2019

No Goals (Paul Jarvis) – Paul shares why setting a goal to make one million dollars a year turned out to be a disaster and why he’s much happier with not setting goals at all anymore.


Are You Checking Your Portfolio Too Often? (Investment Masters Class) – Why checking your portfolio balance every day is a bad idea.


Do I Want My Boss’s Job? (Stop Ironing Shirts) – “Once I got past the desire for my boss’s job and the prominence that came from higher and higher positions, I was able to slowly part ways with my professional identity.”

November 14, 2019

Income Percentile by City Calculator (DQYDJ) – This calculator shows you how your income (either individual or household) stacks up to everyone else in your city.


Should I Have Stayed in the Corporate Grind? (Wanderlust Wendy) – “For every year that I would’ve stayed in the corporate grind, it would become increasingly difficult to leave. The one-more-year syndrome is so easy to repeat, because monetary reward increases nearly exponentially. I was afraid to get trapped. I wanted time before potentially having kids to try out a different life, and I am glad I did.” 


5-Hour Workdays? 4-Day Workweeks? Yes, Please (NY Times) – “If like many digital knowledge workers, you’re exhausted by endless work and flooded inboxes, the good news is that better and more sustainable ways of producing valuable output with your brain might be coming — if we can find enough visionaries willing to try out “radical” new ideas about how best to get things done.” 

November 13, 2019

America’s Decade (Albert Bridge Capital) – This is fascinating: from 1979 to 2009, stock market returns in Europe and the U.S. were almost exactly the same. It’s only in the most recent decade that the U.S. has outperformed.


Does the perfect job exist? (RadReads) – The “perfect” job likely doesn’t exist. However, there are steps you can take and decisions you can make to craft a more enjoyable work situation.


Limiting Beliefs I Overcame to Pursue Financial Independence (The Fioneers) – Corey shares the personal transformation he underwent that lead him to pursue financial independence.  

November 12, 2019

Money Buys Freedom, But Freedom Doesn’t Guarantee Happiness (Four Pillar Freedom) – Financial security can help you gain freedom, but freedom by itself isn’t enough for lasting happiness.


Visualizing Retirement Savings by Age (Flowing Data) – Some neat charts that show how much the average American has saved for retirement, by age.


6 Things I Wish I Knew at the Start of My Freelance Career (Unemployable) – Freelancing is one of the most popular alternatives to having a day job. In this post, Kat shares 6 things she wish she knew when she started freelancing.

November 11, 2019

Who You Are is NOT Defined by What You Do (Slowly Sipping Coffee) – A reminder that who you are as a person is not synonymous with what you do for work.


Is It Ever a Good Idea to Work for Free? (Money the Wright Way) – In certain circumstances, it might make sense to work for free in exchange for things like experience and relationships. More often than not, though, you should typically seek to get paid for your time.


Visualizing the Evolution of the Tiny Home Movement (Visual Capitalist) – Tiny homes have become quite popular in recent years. Here’s a nice visual illustration of their rise in popularity.

November 8, 2019

It’s OK to Change Your Mind (Fiery Millennials) – “Our lives are too short to be stuck in something that isn’t working for us. We are not trees – we can change our situation any time we want.”


You Can STILL Be Anything You Want (Rethink the Rat Race) – The real benefit of financial independence/early retirement is that it gives you the freedom to be and do anything you want.


How to “Lie With Personal Finance [Home Ownership Edition] (Early Retirement Now) – “Whacky math is everywhere around us and some of the whackiest I’ve seen surfaces in the rent vs. own discussion.”

November 6, 2019

We have the tools and technology to work less and live better (aeon) – Why is it that technology and productivity have increased rapidly over the past century, yet most of us are still constrained by the 40-hour workweek?


Why you shouldn’t check your portfolio too often (Dan Egan) – “The more frequently you monitor your portfolio, the more likely you are to observe a loss. This is likely to cause short-sighted decisions and could hurt your investment performance.”


How I (try to) Align My Time and Money With My Highest Priorities (Frugalwoods) – “Not everything can be a priority for your time or your money. Identify your priorities, spend time and money on them, and let go of everything else.”

November 5, 2019

When Americans Reach $100k in Savings (Flowing Data) – Some neat charts and stats that show what percentage of various age groups have at least $100k in savings.


The Spectrum of Wealth (Collaborative Fund) – Here is what a spectrum of wealth would look like if you described it with words, not numbers.


There Are No Bear Market Vaccines (Your Brain on Stocks) – ” Despite what some may say, we don’t know exactly what will cause the next market downturn, and there are certainly no bear market vaccines.”

November 4, 2019

How Much Time Does the Average American Spend on Personal Finance? (Motley Fool) – “The average American spends over 85 hours a month watching TV – almost 100 times as much time as they spend on their household finances.”


Why Frequently Checking Your Portfolio Is a Bad Idea (Tony Isola) – “Daily stock gyrations are influenced by random events and irrational emotions. Human brains which evolved from a bunch of scared monkeys can’t process this vital fact.”


How (& Why) To Execute a Before-Tax Rollover Into a Roth (The Retirement Manifesto) -“We should all seek ways to minimize our expenses in retirement, and focusing on tax minimization for our before-tax investments is important, especially if you’re carrying a large balance in your before-tax accounts.  If you have room in your current tax bracket, I encourage you to consider following my example and executing a before-tax rollover before the end of the calendar year.”