Route2FI

I’ve just started my road to FIRE, and I got some years left before leaving the corporate world. Reading all those other FIRE-blogs made me want to make a blog for my own journey. As of january 2019 my net worth is currently aprox. 150.000 $, which 130.000 of these $ are invested in index funds. On this blog I will write about my path to financial independence (FI). Therefore I will cover themes within personal economy, personal growth, life philosophy and other topics related to FI.

Submitted

Financial Independence: The Ability To Go In And Out Of Situations

Financial independence is not a certain amount of money saved or a specific point in time.

Rather it is a continuum.

Route 2 FI Interview Series – #7 – Financially Mint

Check out the latest interview I did with Financiallymint:

-How she discovered FI only 18 years old.
-50+ years with compounding!

Net Worth Update #6 – May 2019 – Will I Hit $200,000 invested by 1th of july?

KILLER MONTH! I had a $13,040 net worth increase (7,5% net worth increase since last month).

April 2019 Income & Expenses – RECORD Month!

Income: $4,623

Expenses: $1,276

Savings rate: 72,4% (!!!)

My net worth increased with almost $15,000 this month!

Route 2 FI Interview Series – #6 Reverse The Crush

Want to know @ReverseTheCrush a little better? A dividend investor that’s earning big bucks!

Read my interview with him here!

Why You Have To Experience Hard Years Of 9 – 5 Before You Retire Early

When you’re finally FI, what do you want to spend the rest of your life on?

Travel the world? Volunteering? Start a business?

Route 2 FI Interview Series – #4 The Wealthy Finn

Read how this guy is getting 28 % interest rate annually on investing in camels in Somalia and forests in Finland!

More Spending = Less Time

A shortage of free time makes us procrastinate, watch more TV, which leads to buying more things. And the result is less money and time.

Route 2 FI Interview Series – #5 Radical FIRE

Read about:
-Her savings rate this year: 76,5 % !

-How she only spends 500 – 700 € per month.

-Her FIRE-number: 600.000 €

Net worth update #5 – April 2019

My total net worth is now 174.836 USD $ (up 4.929 $ from last month).

My portfolio now pays me 512,6 $ every month simply just to be alive!

FUCK the 4 % rule – My Detailed Plan For How I Will Become Financial Independent In Only 5 Years!

Today I hit a net worth of 175.000 $ USD.

Read my detailed plan for how I will reach financial independence with 600k $ in march 2024!

Route 2 FI Interview series – #3 A Purple Life

Want to know @APurpleLifeBlog a little better?

Read my interview with her here!

My 12 Investing Principles

Expect markets to fall 10% once a year, 20% once in couple of years and 30% fall at least once a decade. This is unavoidable. Have patience.

This Is How I Keep Motivation To Stay In The Rat Race!

I think I’ll start with cutting 5 work days down to 4, and then 4 down to 3.

Perhaps 3 days of work and 4 days with passion is the ideal?

Route 2 FI Interview series – #2 One Million Journey

Tony invests in a firm which owns an algotrading software. This software trades the EUR/USD currency.

Has anyone tried this for investing?

Bloggers on FIRE!

We talk about:
-What my FI exit strategy is
-My wildest dream
-What I want to do when I reach FI

Route 2 FI Interview series – #1 Wannabe Walden

Interview nr. 1 is with “WannabeWalden”.

Read why he hates the 4 % rule and argues that you can be FI way earlier than everybody else!

Net worth update #4 – March 2019

My portfolio was up 4,27 % in february 2019.

In conclusion my total net worth is now 169.907 USD $, up 11.680 $ from last month!

February 2019 Income & Expenses

My income was 4752 $ and my expenses was 1855,9 $. This month’s savings rate was 61 %. 2447 $ was invested in index funds this month.

Will I ever be content with where I am on my path to Financial Independence?

In february 2019 my net worth peaked 150.000 $. But I was still feeling the same. Read more here.

What I Learned Today That Amazed Me About My Financial Future!

The world is beautiful, there is so much life out there. Why do we choose to live the dreading cubicle life when we got other possibilities?

How I plan using 1,25 : 1 leverage to my stock portfolio to reach financial independence faster!

Normally I buy stocks for aprox. 2500 – 3000 $ every month. But what if I used leverage to buy stocks every month for 2500 $ extra?

Net worth update #3 – February 2019

My portfolio was up 6,21 % in january 2019. In conclusion my total net worth is now 158.227 USD (up 10.664 $ from last month).

January 2019 Income & Expenses

My income was 4873 $ and my expenses was 2659 $. This month’s savings rate was 49 %. 3080 $ was invested in index funds this month.

The 2 Most Important Things Every Investor Should Do When The Market Drops!

I hate the stock market! Why didn’t I just leave my money in the bank? My portfolio is down around – 7 % overall for 2018!