Our thoughts on building up savings by reducing student loan payments and making a lump sum payment when savings > remaining debt balance.
A look back on what was accomplished in 2018 and looking ahead to what can be done in 2019. Hopefully paying off another $160k in debt!
The divide between personal finance writers whose views are that either increasing income or decreasing expenses is the expedient path to FI
An acknowledgement that debt wasn’t our enemy on our journey. It was a tool. One that we’re grateful for.
I look at things beside our home that we exclude from our net worth.
Why we choose to exclude our home from our net worth calculation – if you can call it that. . .
A look at how we planned on attacking over $500k of student loan debt to pay for dental and graduate school.
A look at how our financial life might have turned out had we not had the spark to get interested in personal finance.
An observation to not underestimate the impact of small decisions that are within our control.
A review of whether debt to income ratio is a good metric to determine one’s ability to repay massive student loan debt.